ABOUT Insurance & Estates

Most people think about life insurance solely as “death insurance”. If this is your belief, we’ve been where you are, and we understand. At Insurance and Estates (I&E), we’re here to change that perception and unlock the true potential of life insurance as a powerful financial tool.

Our Story

Founded in 2018 by Steve Gibbs and Jason Kenyon, I&E emerged from a unique vision. As experienced estate planning attorneys who have helped thousands of people manage wealth and assets of all kinds, we observed a critical gap in the financial world. We started I&E to correct the limited understanding of life insurance and offer people new hope through powerful alternatives and strategies we learned during our professional careers.

Our Mission

I&E exists to create the most comprehensive arsenal of resources on the web and assemble a team of top professionals. Our mission is to equip you with powerful strategies, utilizing properly designed cash value life insurance contracts – what we call “The Ultimate Asset” – to accomplish your specific defined goals:

• Recapturing your money and becoming your own banker
• Gaining money momentum and intentional wealth building
  Implementing effective tax and retirement planning
• Funding your kids’ college education
• Delivering long-term legacy creation

Why We’re Different

Our background isn’t in traditional financial advising. With over a decade of experience in estate and asset protection law, we’ve witnessed firsthand the impact of permanent cash value life insurance contracts on many families.

We believe that conventional “wisdom” in financial planning is often driven by a battle for your dollars and can be seriously flawed. This leads to misinformation about the value of permanent life insurance that we are striving to correct.

Our Approach

At I&E, we’re not just about selling insurance. We’re here to:

1. Educate: Through our extensive blog, educational videos, and resources, we provide in-depth information on wealth-building strategies centered around the “Ultimate Asset.”
2. Coach: Our team of Pro Client Guides is ready to guide you through understanding and implementing these strategies.
3. Partner: We’re committed to empowering you on your lifelong I&E journey, whether you’re frustrated with your current finances or already rolling with success.

Who We Serve

You’re in the right place if:

• You’re looking for a way to protect your loved ones and leave a legacy
• You’re fed up with conventional financial advice and looking for alternatives to the gambling wheel of Wall Street
• You’re wondering how to get ahead of your debt or capture it by becoming your own banker
• You’re striving to build wealth and are tired of sleepless nights worrying about market volatility
• You’re looking at your future retirement or kids’ college funding as a huge question mark
• You’ve done research and see the pitfalls of qualified accounts due to a future tax bomb
• You’re a business owner or investor looking for a safety net
  You’re wondering about navigating aging, potential healthcare costs, and future life insurance costs
• You’re interested in contractually guaranteed compound interest wealth building and leaving a legacy for future generations

Our Products and Services

While our primary focus is strategic permanent life insurance solutions using The Ultimate Asset, our range of products includes:

• Convertible Term Life Insurance
• Cash Value Life Insurance (Universal Life, Whole Life, Indexed
• Universal Life, Variable Life Insurance)
• Long Term Care Insurance
• Annuities
• Disability Insurance

We work with top life insurance companies and other professional partners to match you with the company and product that best facilitates your goals.

Your Journey with I&E

When you’re ready to take the next step, our Pro Client Guides are here to help. These experienced professionals will:

1. Map out your situation, including financial status, concerns, and goals, and offer proposed solutions
2. Assist you in selecting the best strategy, policy design, and company to meet your goals
3. Facilitate your application and approval process
4. Maintain connection through policy maintenance and coaching

Take Your Next Step

Whether you’re just starting this process or ready to move forward, we invite you to explore our resources or schedule a meeting with a Pro Client Guide. Remember, seeking knowledge of alternatives to the conventional rat race can only work in your favor.

What are you waiting for? Take your next step by connecting with us today and discover how the “Ultimate Asset” can revolutionize your approach to wealth building and preservation. Welcome to Insurance and Estates – where your journey to financial empowerment begins.