Pro Client Guide
David Stinnett
David Stinnett brings over 30 years of experience in the financial services industry. His unique journey from farm work to financial services has shaped his perspective on integrity, hard work, and faith-based financial strategies.
Background and Expertise
David’s career in financial services began in Omaha, NE, where he moved to sell Earl Nightingale’s “The Money Machine” program to insurance company General Agents. Although he never sold a single program, this experience led him to Mass Mutual, where he found his footing in the insurance industry. David’s transition was supported by a “financing” program (commission advance) that helped him through the early stages. His background in farming and his observations of his grandfather’s cattle buying business taught him invaluable lessons about integrity in business transactions. These experiences shaped David’s commitment to operating with the highest integrity in all his professional dealings.
Professional Achievements
- Holds CLU and ChFC professional designations
- Qualified for MDRT (Million Dollar Round Table) in his first full year of business
- Perennial qualifier for National Sales Achievement (NSA) and National Quality Award (NQA)
- Over 20 years of experience with the Infinite Banking Concept (IBC)
- Previously held full securities licenses (Series 6, 63, & 7)
Specialties
David specializes in:
- Life Insurance
- Annuities
- Disability Insurance
- Infinite Banking Concept (IBC)
- Biblical wealth building strategies
- Financial strategies for regenerative ranchers
Philosophy and Approach
David’s approach to financial services is grounded in biblical principles and a strong commitment to integrity. He believes in:
- Putting the client’s best interests first (“So in everything, do to others what you would have them do to you, for this sums up the Law and the Prophets.” Matthew 7:12)
- Partnering with mutual companies that have high Comdex (Financial Strength) scores
- Designing policies that maximize benefits for clients, not commissions
- Applying the Golden Rule to all business interactions
- Focusing on financial freedom rather than traditional retirement planning
- Utilizing the IBC platform for investing in passive cash flow investments like real estate
Current Focus
David is currently:
- Developing a biblical wealth-building course aimed at regenerative ranchers and others interested in aligning their financial strategies with their faith
- Exploring innovative software solutions like “Currence” to help clients automate their savings and eliminate consumer debt
- Advocating for financial strategies that align with biblical principles (Deuteronomy 8:18 to Proverbs 13:22)
Unique Perspective
David brings a unique perspective to financial services, shaped by his experiences:
- Lessons learned from observing his grandfather’s integrity in cattle buying
- Insights from working on a grass-fed beef operation (Red Buffalo Ranch)
- Critical view of traditional retirement planning and the current financial system
- Emphasis on financial freedom and passive income strategies
David Stinnett brings over 30 years of experience in the financial services industry. His unique journey from farm work to financial services has shaped his perspective on integrity, hard work, and faith-based financial strategies.
Background and Expertise
David’s career in financial services began in Omaha, NE, where he moved to sell Earl Nightingale’s “The Money Machine” program to insurance company General Agents. Although he never sold a single program, this experience led him to Mass Mutual, where he found his footing in the insurance industry. David’s transition was supported by a “financing” program (commission advance) that helped him through the early stages. His background in farming and his observations of his grandfather’s cattle buying business taught him invaluable lessons about integrity in business transactions. These experiences shaped David’s commitment to operating with the highest integrity in all his professional dealings.
Professional Achievements
- Holds CLU and ChFC professional designations
- Qualified for MDRT (Million Dollar Round Table) in his first full year of business
- Perennial qualifier for National Sales Achievement (NSA) and National Quality Award (NQA)
- Over 20 years of experience with the Infinite Banking Concept (IBC)
- Previously held full securities licenses (Series 6, 63, & 7)
Specialties
David specializes in:
- Life Insurance
- Annuities
- Disability Insurance
- Infinite Banking Concept (IBC)
- Biblical wealth building strategies
- Financial strategies for regenerative ranchers
Philosophy and Approach
David’s approach to financial services is grounded in biblical principles and a strong commitment to integrity. He believes in:
- Putting the client’s best interests first (“So in everything, do to others what you would have them do to you, for this sums up the Law and the Prophets.” Matthew 7:12)
- Partnering with mutual companies that have high Comdex (Financial Strength) scores
- Designing policies that maximize benefits for clients, not commissions
- Applying the Golden Rule to all business interactions
- Focusing on financial freedom rather than traditional retirement planning
- Utilizing the IBC platform for investing in passive cash flow investments like real estate
Current Focus
David is currently:
- Developing a biblical wealth-building course aimed at regenerative ranchers and others interested in aligning their financial strategies with their faith
- Exploring innovative software solutions like “Currence” to help clients automate their savings and eliminate consumer debt
- Advocating for financial strategies that align with biblical principles (Deuteronomy 8:18 to Proverbs 13:22)
Unique Perspective
David brings a unique perspective to financial services, shaped by his experiences:
- Lessons learned from observing his grandfather’s integrity in cattle buying
- Insights from working on a grass-fed beef operation (Red Buffalo Ranch)
- Critical view of traditional retirement planning and the current financial system
- Emphasis on financial freedom and passive income strategies
This was an amazing experience…
This was an amazing experience, when I first contacted Insurance and Estates, I barely knew anything about life insurance. Jason was very patient, informative and, clear in how he quickly educated me to make intelligent decisions on my financial future. I would definitely recommend Insurance and Estates to anyone.
Jason helped me with a whole lifeโฆ
Jason helped me with a whole life policy, protecting my daughter as well as go through the process without disrupting my over the road work as a trucker. Some times as a trucker itโs hard to get on site medical while going state to state, as a non smoker I qualified, Jason is awesome
Excellent help, gave detailed explanation
Jason was very patient with all my questions (despite asking the same questions over and over!) and gave detailed explanation of everything he was sharing with me. He explained the whole process to me and simplified it for me to understand what I signing up for. He was also very responsive via email and texts. Thank you.
Excellent help, gave detailed explanation
Jason was very patient with all my questions (despite asking the same questions over and over!) and gave detailed explanation of everything he was sharing with me. He explained the whole process to me and simplified it for me to understand what I was signing up for. He was also very responsive via email and texts. Thank you.
– Mrinalini
Great advice, great service, great experience
Jason was extremely helpful walking me through my options. He was quick to respond, very detailed and overall amazing to work with. Iโm very pleased with the experience and happy to have my policy set up.
– David
Jason's Top Webinars
Indexed Universal Life for Infinite Banking: Why Policy Design is the ๐to Maximize Cash Value!
Indexed Universal Life – Why the Company and Policy You Choose Matters (Hidden Charges and Fees)
